Fixed fees.
Full planning.
Fast answers.

Take control of your financial future with expert planning, personal support and fees that never punish your success.

Let's plan your financial freedom
Let's plan your financial freedom

WHY BLINCOE

Why Clients Are Switching to Blincoe

Most advisers manage your investments. We manage your whole financial life - with planning that’s proactive, advice that’s personal, and fees that respect your success.

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Fixed Fees That Save You Thousands

No percentage charges. No surprises. Just clear pricing that helps you grow instead of charging more if you do well.

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Powerful Planning,
Built Around You

We combine expert cashflow modelling with personal advice that helps you make better decisions, year after year.

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Fast, Expert Support,
When You Need It

No waiting days for answers. Talk to your adviser quickly, with no call centres or layers of admin in between.

OUR FEES

We Charge Fixed Fees

Most advisers charge a percentage of your investments each year, typically 0.7-1.0% of ‘assets under management’. It may seem like a small number, but in reality, it really ramps up. We believe fixed fees are a much fairer way of doing things.

Small fees. Big difference.

Compare a typical percentage-based adviser fee with Blincoe's fixed fees. Illustrative projection over 20 years. Returns reinvested. Fees charged annually.

£750,000
Choose a starting portfolio size. The model applies returns and fees each year.
4%
This is an assumption, not a forecast.
Current fee
0.8%
0.8%
per year on your portfolio
VS
Blincoe fixed fee
Core £2,400/yr For straightforward needs such as pensions, ISAs, and day-to-day financial planning with minimal complexity.
Core Plus £3,600/yr For those with joint finances, early retirement goals, and a wider mix of accounts, allowances and tax strategies.
Comprehensive £4,800/yr For those planning or entering retirement, with a focus on cashflow, investment structure, and optimisation.
Complex £6,000/yr For clients with trusts, offshore assets, or detailed estate planning across family and generational wealth.
fixed fee/yr  (equivalent %, for comparison only)
Not sure which plan? Use Core Plus as a starting point.

Results (20 years)

Final value with percentage fees
Final value with Blincoe fixed fees
You could be better off by
Total fees paid: percentage
Total fees paid: Blincoe
Annual Blincoe fee

Disclaimer: This calculator is for illustrative and educational purposes only and does not constitute financial advice. The return assumption is not guaranteed and actual outcomes may be materially different. Blincoe fixed fees are based on the plan selected. Actual fees are based on the complexity of your planning needs and will be agreed before any work begins. This model applies returns annually then deducts fees. It excludes tax, platform charges, fund costs, contributions and withdrawals.

Projected portfolio value over time

Annual fees deducted (by year)

See if Blincoe is right for you
See if Blincoe is right for you

“Beware of little expenses. A small leak will sink a great ship.”

- Benjamin Franklin

Our Plans

The Right Plan For You

Our advice plans begin at the Core Plan (£200/month). We specialise in working with clients managing portfolios of £500k and upwards, or who have complex planning needs like retirement, inheritance, or business succession. A plan will be recommended based on how complicated your planning needs are, not simply on how much money you have. So you won’t be punished just because you have a large portfolio.

Core
£200/month
£2,400 per year
For straightforward needs such as pensions, ISAs, and day-to-day financial planning with minimal complexity.
Enquire
Core Plus
£300/month
£3,600 per year
For those with joint finances, early retirement goals, and a wider mix of accounts, allowances and tax strategies.
Enquire
Comprehensive
£400/month
£4,800 per year
For those planning or entering retirement, with a focus on cashflow, investment structure, and optimisation.
Enquire
Complex
£500/month
£6,000 per year
For clients with trusts, offshore assets, or detailed estate planning across family and generational wealth.
Enquire
Not sure which plan fits your situation? We'll confirm the right one before we begin.

“The best investment you can make is in yourself.”

- Warren Buffett

| CLIENT STORY

“We thought we were years away.
Turned out we weren’t.”

Mark and Susan had a financial adviser. They had savings, pensions, and a rough plan. What they didn't have was a cashflow model, and nobody had ever built them one. One conversation with Blincoe changed their retirement date by three years.

Read Their Story
Read Their Story
How it works
Our 5-Step Process
We call it your Financial Masterplan - and here's how we build it together.
1
Vision
Every great plan starts with clarity. We take time to understand what a good life looks like for you - your goals, values and ambitions.
2
Reality Check
Next, we map your current position - assets, income, liabilities and existing arrangements - and run a full cashflow analysis to project it forward.
3
Strategy
With your goals and data aligned, we design your financial masterplan - a clear, tax-efficient, risk-appropriate plan tailored to you.
4
Implementation
Once you're happy, we get everything sorted - investments, paperwork, admin - efficiently and clearly.
5
Review & Adapt
Life evolves. So does your plan. We'll review regularly and adjust when needed - making sure you're always moving in the right direction.
Start Your Financial Masterplan Today

Don’t Just Take Our Word For It…

  • "I was paying 1% elsewhere, and doing half the work myself! Really appreciate the fixed fee structure at Blincoe."

  • "The return I have had from Blincoe's expertise has been massive. The planning strategy, peace of mind coupled with the investment returns and tax savings has been game changing. I just wish I’d sought advice sooner."

  • "What we hadn’t realised is what a big difference a few tweaks can make and how quickly things can change. Thankfully we found Blincoe."

  • "You're very good at simplifying the unnecessary complications entrenched in the industry."

  • "You strike the perfect balance of friendliness and professionalism."

  • “Incredibly clear, practical advice — with zero jargon.”

  • “It feels like you genuinely take the time to understand us.”

  • "You synthesise various options into a justified, actionable conclusion. And the execution is flawless."

  • "No question is too small, and I’m always met with patience, professionalism and vast knowledge."

  • "George is extremely helpful and goes above and beyond to make me feel comfortable with any decisions being made, relating to my finances. I trust him implicitly, and will continue to recommend him to my family and friends."

  • "George is knowledgeable and pragmatic and treats our circumstances as he would his own. He’s helped us find a balance between enjoying life and managing our future and gives us comfort that our finances are in order."

Start your Journey Today

Contact Us

Get Started Today

Our first conversation is always no-pressure. Let’s explore your goals and build a plan that works for you.

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This short form helps us understand where you are and whether our service is a good match. It’s quick, easy, and respectful of your time.